Align Your Money With the Life You Want Next
Helping University of Rochester professionals gain clarity and make confident decisions about the life they want next.
Who I Work With
I help University of Rochester professionals gain clarity, confidence, and direction so they can make decisions they feel good about… from early-career planning to retirement transitions
Ages 30s & 40s
High Earners, Building Toward Their First Big Milestones
• Professionals whose income has grown faster than their financial strategy
• Juggling career, kids, home life, and student loans while trying to “get ahead”
• Ready to stop guessing about 403(b) allocations, Roth conversions, and cash flow
• Tired of managing scattered accounts without a clear long-term plan
• Want to give their kids opportunities they never had but feel unsure where to start
Ages 50s & 60s
Pre-Retirees Preparing for Their Next Chapter
• Professionals who have saved consistently but feel unsure about “what comes next”
• Want clarity on Social Security timing, Medicare, IRA withdrawals, and RMDs
• Worried about taxes, market risk, and turning savings into reliable income
• Ready to replace scattered guidance with one coordinated plan
• Want confidence that they can retire without second-guessing their decisions
If building a financially confident life matters to you, you’re in the right place to start.
Planning Your Next Chapter Should Feel Clarifying, Not Overwhelming
Most University of Rochester professionals I meet are not avoiding planning because they do not care. They are busy, thoughtful people who want to make good decisions but feel unsure where to start or worry about making the wrong move.
It is common to have goals in mind, such as retiring around a certain age, feeling more confident about your finances, or spending your time more intentionally, without having a clear strategy to connect the dots.
You do not need a perfect plan to start.
You do not need every answer.
You are not behind.
Clarity does not come from spreadsheets or market forecasts. It comes from taking the time to talk through what matters most and understanding how your money can support it.
Most people are surprised by how quickly uncertainty turns into relief once the conversation starts.
This is where a thoughtful process makes all the difference.
The Meliora Method™
A thoughtful way to bring clarity and confidence to the financial decisions that shape your next chapter.
Life & Goals Clarity
When decisions feel scattered, it helps to step back and get clear on what matters most. We start by understanding what you want your next chapter to look like, so financial choices feel grounded and intentional.
Investment Alignment
Uncertainty often comes from not knowing whether your investments actually support your life. We align your portfolio with your stage of life, income needs, and long-term goals so your strategy feels steady and understandable.
Tax Strategy & Lifetime Tax Reduction
Taxes are one of the biggest sources of long-term stress. We focus on thoughtful, forward-looking decisions around Roth strategies, withdrawal order, IRMAA, and RMDs to help reduce unnecessary taxes over time.
Benefit Optimization
University of Rochester benefits can be powerful when they work together.
When those benefits are viewed in isolation, important opportunities can be missed. We help ensure nothing is overlooked or working against you.
This is not about doing everything at once. It is about creating clarity, one decision at a time.
How We Work Together
Most people begin with a simple conversation.
First
Start with a Conversation
A short conversation to understand where you are today, what is on your mind, and whether we are a good fit.
Then
Retirement and Life Blueprint
We bring your goals, resources, and decisions together so you can clearly see how today’s choices shape your future.
From There
Ongoing Partnership
We meet regularly to adjust and refine your plan as life changes, so you are not carrying the mental burden alone.
What Clients Often Say After Getting Clarity
Most people don’t come in looking for an advisor. They come in looking for clarity.
“My wife and I couldn't be happier to be working with The Pitti Group. We have been working with Sean for many years. He has given us great advice while listening to our goals that alter as we get older. He helped us come up with a plan that will get us where we need to be and live comfortably in Retirement.”
- William B.
“The Pitti Group Wealth Management has provided me steadfast investment advice and portfolio management services for many years. The growth of my portfolio has provided me with the funding I required to tour Europe, take two ocean cruses, and two solar eclipses!”
- Gene T.
“The Pitti Group has been an incredible help to mine and my husband’s financial journey. As someone who wanted clarity, support, and a long-term plan we could actually understand, they went above and beyond. They’re knowledgeable, patient, and truly take the time to explain everything — no jargon, just real guidance.
I highly recommend them to anyone looking for trustworthy and effective financial advice.”
- Emily B.
If this sounds like what you’ve been looking for, the next step is simple.
We Might Be a Good Fit If
This work is not for everyone. It works best for people who want clarity, intention, and a long-term plan.
This may not be the right fit if you are looking for:
Quick answers without context or tradeoffs
Investment advice without broader planning
One-time recommendations instead of an ongoing relationship
Reassurance without making real decisions
This may be a good fit if you want:
Your money decisions connected to the life you want next
Thoughtful planning and investing working together
A clear framework for retirement, taxes, and income decisions
A long-term partnership that adapts as life changes
If the good fit side feels familiar, the next step is a simple conversation to see if this feels like the right direction.
Ready to Start With a Conversation?
You do not need a perfect plan to start.
The first step is simply a conversation to talk through where you are today, what you are thinking about, and whether working together makes sense.
Most people tell me they feel clearer after the first conversation alone.