Clarity Starts With a Conversation

A thoughtful first step for people who want clarity before making complex financial decisions.

If you are preparing for retirement in your 50s and 60s, this is a chance to step back, ask better questions, and see what thoughtful planning feels like.

Start the Conversation

This Conversation Is Most Helpful If You…

Sean Hantes, financial advisor for University of Rochester professionals in Victor NY

Built meaningful savings

And want clarity before making your next move

Sean Hantes, financial advisor for University of Rochester professionals in Victor NY

Decisions feel heavier now

The stakes are higher than they used to be

Sean Hantes, financial advisor for University of Rochester professionals in Victor NY

Navigating complexity

Around taxes, investments, healthcare, or timing decisions

Sean Hantes, financial advisor for University of Rochester professionals in Victor NY

Avoiding unforced mistakes

Before small choices become costly ones

Sean Hantes, financial advisor for University of Rochester professionals in Victor NY

Value fiduciary guidance

That is thoughtful, personal, and pressure-free

What the Process Feels Like

Step 1

Get to Know Each Other

This starts with a conversation to see if working together makes sense.

The goal is to understand you, your situation, and what you are really looking for as your finances become more complex. We talk through what’s on your mind, where things feel unclear, and what decisions are coming up.

I also share how I work with clients and what you can expect if we decide to move forward. You should leave the conversation with a better sense of whether this feels like the right fit.

Step 2

Bring Things Together

If we decide to move forward, this is where things start to come together.

We take everything that’s been living in separate buckets and look at it as one picture. Your investments, taxes, income decisions, timing, and goals are all connected, and it’s important they work together instead of against each other.

By the end of this phase, you should feel more organized, more informed, and clearer about the direction you’re heading.

Step 3

Stay Connected Over Time

Your life won’t stay the same, and neither will the decisions you’re facing.

As things change, whether it’s your career, your family, the markets, or the rules around taxes and retirement, we stay engaged so you don’t have to navigate those moments on your own.

The goal is for you to feel supported over time, not overwhelmed, and confident that someone is paying attention so you can focus on living your life.

Clarity starts with a conversation

Before we schedule time together, I want to understand a bit about you, the decisions you’re facing, and what you’re hoping to accomplish.

This short survey helps ensure our conversation is focused, thoughtful, and genuinely useful for you.

There’s no obligation and no pressure. This simply helps us have a better conversation.