TAX PLANNING
Retirement Tax Planning Services That Keep Your Taxes Low
Without proactive planning, many people end up paying more in taxes than they need too. You don’t have to be one of them.
My tax-smart planning approach helps University of Rochester professionals reduce lifetime taxes, not just this year’s tax bill, so more of your savings supports the life you want next.
Related Tax Insights:
How I Help You Reduce Taxes Over Your Lifetime
Analyze Your Tax Return for Hidden Opportunities
Every tax return tells a story. I review your return to identify opportunities for savings, missed deductions, and long-term planning improvements.
Plan Roth Conversions in the Right Years
The question isn’t if you should convert, it’s when, and how much. I help you use lower-income years, market volatility, and tax bracket windows to execute conversions strategically.
Use Asset Location for Better After-Tax Growth
Where your investments live matters as much as what they are. I place the right investments in the right accounts so you keep more of your returns over time.
Coordinate Income Streams
Your tax bill isn’t just about how much you withdraw, it’s when, and from where. I can help align your 403(b)/IRA withdrawals, RMDs, and Social Security to avoid tax surprises.
Navigate Medicare IRMAA Brackets With Confidence
Many retirees accidentally trigger IRMAA surcharges and they’re shocked by the cost.
Through proactive planning, we help you avoid bracket jumps that increase healthcare expenses in retirement.
Build Charitable Giving Plans That Maximize Impact and Minimize Taxes
Whether you give occasionally or consistently, charitable strategies such as QCDs, donor-advised funds, or appreciated securities can reduce your tax burden while supporting the causes you care about.
Tax planning isn’t a one-time project, it’s an ongoing strategy.
I stay current with the latest tax rules so you can take advantage of every available opportunity
Want to see how smart planning could reduce your lifetime tax bill?